Loan Programs

Six debt programs, matched to the asset and the hold

Crestpoint places debt where the execution is strongest. Pricing below is indicative and subject to lender approval, third-party reports, and market conditions.

Permanent Financing

Fixed-rate senior debt for stabilized assets.

Rate: Indicative: SOFR + 175–250 bps
Leverage: LTV up to 75%
Term: 5, 7, and 10-year terms
Recourse: Non-recourse available on qualifying assets

Ideal for stabilized properties refinancing a maturing loan or retiring construction debt.

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Bridge to Stabilization

Floating-rate capital through lease-up and repositioning.

Rate: Indicative: SOFR + 275–425 bps
Leverage: LTC up to 75%
Term: 18 to 36 months, extension options
Recourse: Non-recourse with standard carve-outs

Ideal for transitional assets requiring time to reach stabilized cash flow.

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Agency Multifamily

Fannie Mae and Freddie Mac execution for multifamily.

Rate: Indicative: Treasury + 150–200 bps
Leverage: LTV up to 75%
Term: 5 to 30-year terms, 30-year amortization
Recourse: Non-recourse

Ideal for stabilized multifamily seeking long-term, assumable, non-recourse debt.

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CMBS

Conduit debt with maximum proceeds and fixed coupons.

Rate: Indicative: Treasury + 200–275 bps
Leverage: LTV up to 75%
Term: 5 and 10-year terms, interest-only available
Recourse: Non-recourse, single-purpose entity required

Ideal for owners prioritizing proceeds and rate certainty over prepayment flexibility.

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Construction Takeout

Permanent replacement of maturing construction facilities.

Rate: Indicative: SOFR + 200–300 bps
Leverage: LTV up to 70%
Term: 3 to 10-year terms
Recourse: Partial recourse, burning off at stabilization

Ideal for recently delivered assets with a construction loan approaching maturity.

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Cash-Out Refinance

Equity release against appreciated, seasoned assets.

Rate: Indicative: SOFR + 190–275 bps
Leverage: LTV up to 70%
Term: 5 to 10-year terms
Recourse: Non-recourse on qualifying execution

Ideal for owners recapitalizing basis or funding the next acquisition.

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